The MORE Program is Building Blocks’ signature financial literacy program. The program is designed to be run inside a classroom during school hours. Teachers, volunteers, and Building Blocks members facilitate the curriculum once a week during the 3-month program period.

This program begins by assessing participants’ baseline financial literacy through a questionnaire and pre-test. In 12 sessions over the course of three months, participants explore a range of financial literacy and career-readiness topics, including: budgeting; banking and investing; setting up a bank account; credit and credit cards; loans and insurance; investment theory; picking stocks and building a portfolio; and taxes. Participants also engage in discussions connecting choices around education to career opportunities.

Throughout the course of the program, participants compete in a team-based Stock Challenge, in which each team creates and follows their own stock portfolio. Participants use real financial data to assess their portfolio’s performance. Upon completion of the program, each student receives a cash prize based on their portfolio’s performance relative to other participants. These monetary incentives are deposited into savings accounts set up by the participants themselves.

1st place: $1,000 ($500 Each)

2nd place: $800 ($400 Each)

3rd place: $500 ($250 Each)

4th place: $400 ($200 Each)

8th-32th place: $2,400 ($100 Each)

(***These amounts are only paid if we raise the FULL $6,000 per school***) 

This money can be used for education (trade school, 2-year or 4-year college) or retirement.  

Outline EXAMPLE

  • Each Classroom: 2 minimum/3 maximum per group

  • Day 1: Participants will sign up for the program fill out questionnaire/complete financial literacy Pre-test.

  • Day 2: Build a Portfolio

  • Day 3: Pick a Stock/Job & Introduce SMG

  • First 3 days must be completed by 9.30.19

  • Stock Challenge Begins 10.1.19 with StockMarketGame: Groups must buy/sell at least 10 stocks throughout the competition to QUALIFY.

  • Day 4: Budgeting

  • Day 5: Banking and Investing

  • Day 6: Credit/Credit Cards  

  • Day 7: Loans and Insurance

  • Day 8: Education

  • Day 9: Investment Theory

  • Day 10: Jobs

  • Day 11: Taxes

  • Day 12: Post Test/Interviews

  • Stock Challenge Ends 11.16.19: Group with the highest return on their portfolio WINS!

If participants have not completed their assignments by each deadline date they will be disqualified. (Exceptions can be made per students/classroom). The minimum number of participants to a group is 2.  If any group has less than 2 members, they will join another group.

 

MORE PROGRAM- Why We Do What We Do

By: Anthony Dattilo

The MORE Program was created to give students the tools to maximize financial independence and social mobility as adults. The program is inspired by the two most important women in my life, my mother Theresa Modugno and my grandmother Betty Modugno (who passed away 2019) and Dennis Reece, mother’s boyfriend of 18 years and my first money mentor (who passed away in 2005). The MO in MORE is for Modugno and the RE is for Reece.

These three individuals taught me about “free money” (dividends back when banks would actually pay an interest rate for saving money), provided constant motivation, love, support, and encouraged giving back to the community.   

My grams, Dennis, and my mother did a remarkable job imparting their knowledge of saving and investing on me and my two siblings. The MORE Program seeks to add to their legacy by encouraging its student participants to think about what jobs they’re interested in, do the necessary research that will provide the information needed to make sound decisions about their future.

Statistics have proven that kids who are taught the basics of financial literacy during their elementary and high school years grow into adults who can make better financial decisions.  By providing the opportunity to participate in the MORE Program every semester in high school, we will empower the next generation of great individuals to feel confident in making financial decisions and work to break the cycle of poverty.

 

We extend an invitation to you to join us on our journey to end poverty and make an impact in the lives of our youth. Click the button below to donate, or click here for information on ways you can get involved.

Testimonials

When a Fillmore, CA high school junior was asked if they learned anything that they were able to teach their family, she responded “learning to budget using a spreadsheet really helped my family”.

When another high school junior was asked the same question, she responded “I showed my friends how stocks work, and how to purchase stocks in different companies”.

A high school freshman said of the MR. Incentive program “I loved learning about finances and what to do after high school. I feel that being part of this program will make my transition into adult life easier.”